
“It felt like a weight had been taken off of my shoulders.”
Talk To A Professional
Get professional advice from a Licensed Insolvency Trustee. No cost. No obligation.
You’re wondering how much does a consumer proposal cost? We outline payments, trustee fees, time limits, credit score hits, and questions to ask your trustee.
Here we answer, does a consumer proposal affect my credit, how long it stays, what an R7 rating means, and practical steps for rebuilding credit after this.
See how a consumer proposal shows on your credit, how lenders weigh income, equity, and payment record, and learn moves to prepare before renewal time.
Are you wondering, will bankruptcy stop wage garnishment? Our licensed insolvency trustees will take you through the details so you can move forward.
Bankruptcy Surplus Income: Means Test and Payment Rules See how bankruptcy surplus income is worked out in Canada. Understand disposable vs net income, court oversight, and what a Licensed Insolvency Trustee checks.If you're thinking about bankruptcy and you...
Learn how Alberta bankruptcy exemptions protect equity in your house, RRSPs, car, and work tools. See prep steps and timing tips before you meet a trustee.
Pros and Cons of Bankruptcy Filing in Alberta
This article outlines the cost of bankruptcy vs your debt, how to figure out fees and savings, and when a consumer proposal might suit you better.
It’s 2026 and you’re looking to file for bankruptcy in Alberta. Understand qualifications, fees, steps, alternatives, and what it means for your credit future.
Unsure how to file bankruptcy with no money? We break down costs, payment plans, and low-fee options so you understand your next steps and how we can help.
This page is provided as a resource for people considering personal bankruptcy or who have already declared bankruptcy and are seeking further information regarding what happens during and after filing for bankruptcy…
Find out what assets are exempt from bankruptcy proceedings federally, and provincially in Alberta. Learn about the legislation that determines the exemptions and limitations placed on certain assets…
A consumer proposal is a legal solution designed to settle your debt by repaying a fraction of what is owed to your creditors, interest-free, without losing any of your assets.  A consumer proposal includes a repayment plan that can significantly reduce your debts up to 70%…
An in-depth comparison of Canada’s two formal debt settlement solutions offered under the Bankruptcy and Insolvency Act. Find out how they are similar and how they are different.